SafeNY

Baseline profile

Yaffo Towing Indy LLC

d/b/a Yaffo Towing Cali

INDIANAPOLIS, IN · USDOT 3,879,618 · 10 power units (trucks) · small fleet

Yaffo Towing Indy LLC is a small-fleet interstate motor carrier with USDOT 3,879,618, headquartered in Indianapolis, IN. SafeNY's analysis of FMCSA federal records shows 0 fatal and 3 injury crashes over a 5-year window as of May 14, 2026.

Baseline carrier profile

No recent fatal, no statistical underwriting signal, no sustained pattern at the carrier-aggregate level. Limits of carrier-level analysis apply: individual driver behavior, route conditions, and specific cargo circumstances are not captured at this resolution.

SafeNY Risk Score

6.4

ELEVATED

Primary risk factor: Crash

Confidence ●●○○ (2 of 4 data sources verified — FMCSA Census, SMS BASIC, L&I filings, MCMIS Crash File)

Source: FMCSA Motor Carrier Census + SMS + L&I + MCMIS Crash + Inspection Records, snapshot 2026-05-01 · Computed 2026-05-12 · Awaiting refresh

SNRS is a decision-support score for legal-case evaluation. Statistical estimate only — not legal advice and not evidence of liability. See methodology.

If you were involved in a crash with this carrier, the data below may help you understand whether your case warrants legal attention. The lead form at the bottom of this page can make your case profile available to independent advertising law firms operating in your jurisdiction. SafeNY is an independent legal advertising network and does not select or recommend attorneys.

SafeNY Underinsured Flag (statistical signal)

Insurance posture flagged below statistical reference range.

Policy limit on file: $1M. This carrier's filed BIPD coverage is below the statistical reference range for its domicile state-tier. The flag is a categorical statistical signal derived from SNRS factor decomposition (see /methodology#snrs); it is not a verdict prediction or a recovery recommendation.

Source: FMCSA L&I filings + SNRS state-tier classification

Insurance & coverage

Active policies

1

Primary insurer

United States Fire Insurance Co.

Liability limit on file

$1M

Bodily Injury & Property Damage (BIPD) limit of $1,000,000 filed — common general-freight tier above federal minimum.

Source: FMCSA L&I filings (BMC-91 / BMC-91X / MCS-90) · Computed 2026-05-14 · Awaiting refresh

Crash record · 5-year window

Total crashes

8

Fatal

0

Injury

3

Last incident: 5 months ago

8 crashes over 5 years, no fatal records (FMCSA MCMIS Crash File).

Night-driving crash pattern

The SafeNY Night-Driving Pattern: of 8 documented crashes in the past 5 years, 6 occurred in dark conditions (no street lighting, partial lighting, or unknown roadway lighting). That's 75% of this carrier's crashes vs the FMCSA dataset baseline of 25.7%.

75.0% dark-condition share vs 25.7% national baseline. Statistically significant elevation (p=0.001). Pattern consistent with night-shift operations or potential Hours-of-Service scheduling concerns (49 CFR § 395).

Statistically elevated dark-condition crash concentration

Method: One-sample binomial test against 25.7% baseline (FMCSA SMS Crash File 2026-04 Snapshot, n≈259k national records). p = 0.001. Dark-condition driving is regulated under 49 CFR § 392.14 (hazardous conditions); federal Hours-of-Service rules at 49 CFR § 395 limit consecutive driving hours and overlap with night-driving fatigue management.

Source: FMCSA MCMIS Crash File · Computed 2026-05-14 · Awaiting refresh

Risk decomposition

Five-factor breakdown of the SafeNY SNRS for this carrier, used to explain the composite score.

Driven primarily by crash rate at 8.0/10, above the small- cohort median of 4.2.

Method: how this carrier's SafeNY SNRS was computed(expand for carrier-specific walkthrough)

The five factors below come from Yaffo Towing Indy LLC's actual FMCSA records. Each factor is a 0–10 score; the composition produces a 0–10 SNRS smoothed against the prior month's value (α = 0.40). The Bayesian step below leaves exposure_M-PUD symbolic; the closed-form denominator and a worked example are on /methodology#shrinkage.

Step 1 — Bayesian-shrunk crash rate

This carrier has 8 documented crashes in the past 5 years (0 fatal). The cohort prior (mean fatal rate for similar-sized fleets) is 0.317 events per million power-unit-days; after Bayesian shrinkage with prior strength w₀ = 10, this carrier's adjusted rate is 0.316.

r^shrunk  =  10⋅0.317  +  810  +  exposureM-PUD  =  0.316\hat{r}_{\text{shrunk}} \;=\; \frac{10 \cdot 0.317 \;+\; 8}{10 \;+\; \text{exposure}_{\text{M-PUD}}} \;=\; 0.316

Step 2 — Five-factor SNRSraw composition (B-method)

SNRSraw  =  0.60⋅max⁡(C,N,M)  +  0.30⋅median⁡(C,N,M,D)  +  0.10⋅SSNRS_{raw} \;=\; 0.60 \cdot \max(C, N, M) \;+\; 0.30 \cdot \operatorname{median}(C, N, M, D) \;+\; 0.10 \cdot S
  =  0.60⋅max⁡(8.0,2.4,5.3)  +  0.30⋅median⁡(8.0,2.4,5.3,4.6)  +  0.10⋅1.8  =  6.4\quad\;=\; 0.60 \cdot \max(8.0, 2.4, 5.3) \;+\; 0.30 \cdot \operatorname{median}(8.0, 2.4, 5.3, 4.6) \;+\; 0.10 \cdot 1.8 \;=\; 6.4

C Crash 8.0 · N Negligence 2.4 · M Mechanical 5.3 · D Driver 4.6 · S Stability 1.8

Step 3 — EMA smoothing against last month's value

SNRS  =  α⋅SNRSraw  +  (1−α)⋅SNRSprev,α=0.40SNRS \;=\; \alpha \cdot SNRS_{raw} \;+\; (1-\alpha) \cdot SNRS_{\text{prev}}, \quad \alpha = 0.40

For Yaffo Towing Indy LLC: SNRSraw = 6.4 → smoothed SNRS = 6.4. (Prior month's smoothed value is the EMA weight; the first month of data uses raw without smoothing.)

Cite this analysis

Four reference formats pre-filled for Yaffo Towing Indy LLC (USDOT 3879618). For format guidance and worked examples, see /cite.

APA 7th edition(expand)
SafeNY. (2026). Safety analysis for Yaffo Towing Indy LLC (USDOT 3879618). Retrieved [date], from https://safeny.com/trucking-accidents/yaffo-towing-indy-llc-usdot-3879618
Chicago (author-date)(expand)
SafeNY. 2026. "Safety analysis for Yaffo Towing Indy LLC (USDOT 3879618)." Accessed [date]. https://safeny.com/trucking-accidents/yaffo-towing-indy-llc-usdot-3879618.
Bluebook (legal briefs)(expand)
SafeNY Safety Profile, Yaffo Towing Indy LLC, FMCSA USDOT 3879618, SafeNY (last visited [date]), https://safeny.com/trucking-accidents/yaffo-towing-indy-llc-usdot-3879618.
BibTeX(expand)
@misc{safeny_yaffo_3879618_2026,
  title        = {Safety analysis for Yaffo Towing Indy LLC},
  author       = {{SafeNY}},
  year         = {2026},
  howpublished = {\url{https://safeny.com/trucking-accidents/yaffo-towing-indy-llc-usdot-3879618}},
  note         = {USDOT 3879618; derived from FMCSA public records}
}

Related carrier analyses

Three perspectives on this carrier's wider context: state-level peers, carriers with a comparable fleet size and jurisdiction tier, and the highest Evidence Density Score (EDS) cohort nationally. Each link surfaces the most decision-relevant attribute of that carrier's record.

Comparable fleet size and jurisdiction tier

Carriers in Tier D jurisdictions with a fleet within ±100% of this carrier's power-unit count.

Carrier response opportunity

If you are an authorized representative of YAFFO TOWING INDY LLC, you may submit a formal response to this analysis under SafeNY's Governance Protocol. Responses found to be factually grounded are published alongside this analysis.

Response form: /governance/respond
Email: governance@safeny.com

Contact: research@safeny.com — for corrections, press, or research inquiries.

SafeNY.com is an independent, privately-operated trucking safety data resource. Not affiliated with the State of New York or any government agency. Data sourced from US Department of Transportation (FMCSA) public records. Methodology.

Data source: FMCSA Motor Carrier Census + SMS + L&I + MCMIS Crash File + Inspection Records

Methodology · v6.5.g

Carrier snapshot · SHA 69cc0e0e…

safeny.com domain (registered 2011) · SafeNY analytical platform (2026–)

SafeNY uses cookieless analytics. We do not track individual users or sell data. Privacy Policy · Methodology

Frequently asked questions

Answers are generated from the FMCSA public record at the snapshot timestamp shown in the methodology footer. They mirror the structured-data FAQ block this page emits to search engines.

What does YAFFO TOWING INDY LLC's safety record mean if I was in an accident with one of their trucks?

Yaffo Towing Indy LLC (USDOT 3879618) has a SafeNY Risk Score (SNRS) of 6.4 of 10 in the ELEVATED band and 8 reportable crashes in the past 5 years; if you were in an accident involving one of its trucks, the page above summarizes the carrier-side record an attorney would review during case evaluation, alongside the federal insurance posture. The SNRS is a statistical decision-support score across crash, negligence, mechanical, driver, and stability factors; it does not predict liability in any specific incident, and an attorney's investigation will rely on the underlying federal records and the facts of your case. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

How does YAFFO TOWING INDY LLC's safety profile compare to the industry baseline?

Yaffo Towing Indy LLC (USDOT 3879618) has a SafeNY Risk Score (SNRS) of 6.4 of 10 — above the small-fleet cohort median of 4.2. Higher score = a worse safety profile relative to the cohort median; it is a composite of crash rate, negligence indicators, mechanical condition, driver qualifications, and operational stability. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

How many crashes has YAFFO TOWING INDY LLC been involved in?

Yaffo Towing Indy LLC (USDOT 3879618) has 8 reportable crashes on FMCSA records in the past 5 years and 3 injury crashes. These are state-reported crashes meeting the federal MCMIS reporting threshold (fatality, injury, or tow-away). Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

What insurance coverage does YAFFO TOWING INDY LLC carry?

Yaffo Towing Indy LLC (USDOT 3879618) carries an active BIPD liability limit of $1,000,000 on file with FMCSA with UNITED STATES FIRE INSURANCE CO.. SafeNY flags this carrier as potentially under-insured because the active liability limit is below 85% of our P90 fatal-verdict estimate. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

When was this analysis last updated?

SafeNY's analysis of Yaffo Towing Indy LLC (USDOT 3879618) was last refreshed 2026-05-14. Underlying FMCSA SMS BASIC scores were snapshot 2026-05-01. Methodology version: v6.5.g. SafeNY ingests FMCSA bulk feeds on a monthly cadence, so the underlying federal records may have moved since the snapshot; the freshness label on the data-source footer shows the current age. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.