Workers’ Comp Settlements & OSHA Data

Filing deadlines vary significantly by state, typically 30 days to 2 years from the date of injury (or from when you discovered the injury was work-related). Some states also require initial notice to your employer within days of the injury. Consult an attorney licensed in your state to confirm your specific deadlines.

Denials can be appealed through your state’s workers’ compensation board. Common denial reasons include disputes over whether the injury was work-related, missed deadlines, and pre-existing conditions. An attorney experienced in workers’ comp appeals can review the denial and explain your options.

In most states, true independent contractors (1099 workers) are excluded from workers’ compensation. However, states may reclassify workers as employees based on how the job was actually performed, not just the tax form. If you believe you were misclassified, consult an attorney licensed in your state.

Most state workers’ comp systems are “exclusive remedy,” meaning you cannot sue your employer for negligence if your injury is covered. Exceptions exist for intentional harm, certain toxic exposures, and defective third-party equipment. An attorney can evaluate whether any exception may apply to your situation.

TTD (Temporary Total Disability) pays while you cannot work at all. TPD (Temporary Partial Disability) pays when you return to limited duty. PPD (Permanent Partial Disability) compensates for lasting impairment after maximum medical improvement. PTD (Permanent Total Disability) applies when the injury permanently prevents any work. Our calculator adjusts benefit projections based on which category applies.

Yes, and most states encourage it through TPD benefits. You may continue receiving partial benefits if your doctor restricts you to lighter duties or reduced hours. Returning to work does not automatically end your claim. Consult an attorney or your state’s workers’ comp board for guidance on your specific situation.