SafeNY

Underinsured coverage pattern

Elt Trucking LLC

HOBBS, NM · USDOT 3,199,352 · 5 power units (trucks) · micro fleet

Elt Trucking LLC is a micro-fleet interstate motor carrier with USDOT 3,199,352, headquartered in Hobbs, NM. SafeNY's analysis of FMCSA federal records shows 0 fatal and 0 injury crashes over a 5-year window as of May 14, 2026.

Insurance Postureunderinsured signal

BIPD filing below statistical reference range · NM Tier B

SafeNY Risk Score

5.5

ELEVATED

Primary risk factor: Mechanical

Confidence ●●○○ (2 of 4 data sources verified — FMCSA Census, SMS BASIC, L&I filings, MCMIS Crash File)

Source: FMCSA Motor Carrier Census + SMS + L&I + MCMIS Crash + Inspection Records, snapshot 2026-05-01 · Computed 2026-05-12 · Awaiting refresh

SNRS is a decision-support score for legal-case evaluation. Statistical estimate only — not legal advice and not evidence of liability. See methodology.

If you were involved in a crash with this carrier, the data below may help you understand whether your case warrants legal attention. The lead form at the bottom of this page can make your case profile available to independent advertising law firms operating in your jurisdiction. SafeNY is an independent legal advertising network and does not select or recommend attorneys.

SafeNY Underinsured Flag (statistical signal)

Insurance posture flagged below statistical reference range.

Policy limit on file: $1M. This carrier's filed BIPD coverage is below the statistical reference range for its domicile state-tier. The flag is a categorical statistical signal derived from SNRS factor decomposition (see /methodology#snrs); it is not a verdict prediction or a recovery recommendation.

Source: FMCSA L&I filings + SNRS state-tier classification

Insurance & coverage

Active policies

1

Primary insurer

United Financial Casualty Company

Liability limit on file

$1M

Bodily Injury & Property Damage (BIPD) limit of $1,000,000 filed — common general-freight tier above federal minimum.

Source: FMCSA L&I filings (BMC-91 / BMC-91X / MCS-90) · Computed 2026-05-14 · Awaiting refresh

Risk decomposition

Five-factor breakdown of the SafeNY SNRS for this carrier, used to explain the composite score.

Driven primarily by mechanical condition (vehicle maintenance — Maint + OOS + Brake/Tire) at 6.9/10, above the micro- cohort median of 2.1.

Method: how this carrier's SafeNY SNRS was computed(expand for carrier-specific walkthrough)

The five factors below come from Elt Trucking LLC's actual FMCSA records. Each factor is a 0–10 score; the composition produces a 0–10 SNRS smoothed against the prior month's value (α = 0.40). The Bayesian step below leaves exposure_M-PUD symbolic; the closed-form denominator and a worked example are on /methodology#shrinkage.

Step 1 — Bayesian-shrunk crash rate

This carrier has 1 documented crashes in the past 5 years (0 fatal). The cohort prior (mean fatal rate for similar-sized fleets) is 0.317 events per million power-unit-days; after Bayesian shrinkage with prior strength w₀ = 10, this carrier's adjusted rate is 0.316.

r^shrunk  =  10⋅0.317  +  110  +  exposureM-PUD  =  0.316\hat{r}_{\text{shrunk}} \;=\; \frac{10 \cdot 0.317 \;+\; 1}{10 \;+\; \text{exposure}_{\text{M-PUD}}} \;=\; 0.316

Step 2 — Five-factor SNRSraw composition (B-method)

SNRSraw  =  0.60⋅max⁡(C,N,M)  +  0.30⋅median⁡(C,N,M,D)  +  0.10⋅SSNRS_{raw} \;=\; 0.60 \cdot \max(C, N, M) \;+\; 0.30 \cdot \operatorname{median}(C, N, M, D) \;+\; 0.10 \cdot S
  =  0.60⋅max⁡(2.1,0.0,6.9)  +  0.30⋅median⁡(2.1,0.0,6.9,6.9)  +  0.10⋅0.0  =  5.5\quad\;=\; 0.60 \cdot \max(2.1, 0.0, 6.9) \;+\; 0.30 \cdot \operatorname{median}(2.1, 0.0, 6.9, 6.9) \;+\; 0.10 \cdot 0.0 \;=\; 5.5

C Crash 2.1 · N Negligence 0.0 · M Mechanical 6.9 · D Driver 6.9 · S Stability 0.0

Step 3 — EMA smoothing against last month's value

SNRS  =  α⋅SNRSraw  +  (1−α)⋅SNRSprev,α=0.40SNRS \;=\; \alpha \cdot SNRS_{raw} \;+\; (1-\alpha) \cdot SNRS_{\text{prev}}, \quad \alpha = 0.40

For Elt Trucking LLC: SNRSraw = 5.5 → smoothed SNRS = 5.5. (Prior month's smoothed value is the EMA weight; the first month of data uses raw without smoothing.)

Crash record · 5-year window

Total crashes

1

Fatal

0

Injury

0

Last incident: 2 year ago

1 crashes over 5 years, no fatal records (FMCSA MCMIS Crash File).

Night-driving crash pattern

Night-driving analysis: insufficient crash sample (N < 5).

Pattern detection requires at least 5 documented crashes in the past 5-year window.

Source: FMCSA MCMIS Crash File · Computed 2026-05-14 · Awaiting refresh

Cite this analysis

Four reference formats pre-filled for Elt Trucking LLC (USDOT 3199352). For format guidance and worked examples, see /cite.

APA 7th edition(expand)
SafeNY. (2026). Safety analysis for Elt Trucking LLC (USDOT 3199352). Retrieved [date], from https://safeny.com/trucking-accidents/elt-trucking-llc-usdot-3199352
Chicago (author-date)(expand)
SafeNY. 2026. "Safety analysis for Elt Trucking LLC (USDOT 3199352)." Accessed [date]. https://safeny.com/trucking-accidents/elt-trucking-llc-usdot-3199352.
Bluebook (legal briefs)(expand)
SafeNY Safety Profile, Elt Trucking LLC, FMCSA USDOT 3199352, SafeNY (last visited [date]), https://safeny.com/trucking-accidents/elt-trucking-llc-usdot-3199352.
BibTeX(expand)
@misc{safeny_elt_3199352_2026,
  title        = {Safety analysis for Elt Trucking LLC},
  author       = {{SafeNY}},
  year         = {2026},
  howpublished = {\url{https://safeny.com/trucking-accidents/elt-trucking-llc-usdot-3199352}},
  note         = {USDOT 3199352; derived from FMCSA public records}
}

Related carrier analyses

Three perspectives on this carrier's wider context: state-level peers, carriers with a comparable fleet size and jurisdiction tier, and the highest Evidence Density Score (EDS) cohort nationally. Each link surfaces the most decision-relevant attribute of that carrier's record.

Comparable fleet size and jurisdiction tier

Carriers in Tier B jurisdictions with a fleet within ±100% of this carrier's power-unit count.

Carrier response opportunity

If you are an authorized representative of ELT TRUCKING LLC, you may submit a formal response to this analysis under SafeNY's Governance Protocol. Responses found to be factually grounded are published alongside this analysis.

Response form: /governance/respond
Email: governance@safeny.com

Contact: research@safeny.com — for corrections, press, or research inquiries.

SafeNY.com is an independent, privately-operated trucking safety data resource. Not affiliated with the State of New York or any government agency. Data sourced from US Department of Transportation (FMCSA) public records. Methodology.

Data source: FMCSA Motor Carrier Census + SMS + L&I + MCMIS Crash File + Inspection Records

Methodology · v6.5.g

Carrier snapshot · SHA 48f19053…

safeny.com domain (registered 2011) · SafeNY analytical platform (2026–)

SafeNY uses cookieless analytics. We do not track individual users or sell data. Privacy Policy · Methodology

Frequently asked questions

Answers are generated from the FMCSA public record at the snapshot timestamp shown in the methodology footer. They mirror the structured-data FAQ block this page emits to search engines.

What does ELT TRUCKING LLC's safety record mean if I was in an accident with one of their trucks?

Elt Trucking LLC (USDOT 3199352) has a SafeNY Risk Score (SNRS) of 5.5 of 10 in the ELEVATED band and 1 reportable crash in the past 5 years; if you were in an accident involving one of its trucks, the page above summarizes the carrier-side record an attorney would review during case evaluation, alongside the federal insurance posture. The SNRS is a statistical decision-support score across crash, negligence, mechanical, driver, and stability factors; it does not predict liability in any specific incident, and an attorney's investigation will rely on the underlying federal records and the facts of your case. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

How does ELT TRUCKING LLC's safety profile compare to the industry baseline?

Elt Trucking LLC (USDOT 3199352) has a SafeNY Risk Score (SNRS) of 5.5 of 10 — above the micro-fleet cohort median of 2.1. Higher score = a worse safety profile relative to the cohort median; it is a composite of crash rate, negligence indicators, mechanical condition, driver qualifications, and operational stability. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

How many crashes has ELT TRUCKING LLC been involved in?

Elt Trucking LLC (USDOT 3199352) has 1 reportable crash on FMCSA records in the past 5 years. These are state-reported crashes meeting the federal MCMIS reporting threshold (fatality, injury, or tow-away). Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

What insurance coverage does ELT TRUCKING LLC carry?

Elt Trucking LLC (USDOT 3199352) carries an active BIPD liability limit of $1,000,000 on file with FMCSA with UNITED FINANCIAL CASUALTY COMPANY. SafeNY flags this carrier as potentially under-insured because the active liability limit is below 85% of our P90 fatal-verdict estimate. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.

When was this analysis last updated?

SafeNY's analysis of Elt Trucking LLC (USDOT 3199352) was last refreshed 2026-05-14. Underlying FMCSA SMS BASIC scores were snapshot 2026-05-01. Methodology version: v6.5.g. SafeNY ingests FMCSA bulk feeds on a monthly cadence, so the underlying federal records may have moved since the snapshot; the freshness label on the data-source footer shows the current age. Source: FMCSA MCMIS public records as of 2026-05-14T06:38:52.81144+00:00. Statistical analysis, not legal advice.